Industry Profile

Opportunities abound in a transformed landscape

As buy- and sell-side firms seek to transform their respective businesses to survive in the post-crisis market, some firms, including post-trade specialist Pershing, are taking advantage to expand their offerings and grow their global presence.

"There has been a whole new dialogue on a global basis with major financial institutions on how they could re-engineer their businesses to be more efficient, productive and economical," says Frank La Salla, managing director, global customers and chairman and acting CEO at Pershing Limited (UK).

La Salla sees most of these conversations stemming from the credit crisis of 2008. “At first, the industry was in denial and thought that that business would return to normal in six to 18 months. It was not until the end of 2009 and into 2010 the industry realised that this was not a cyclical phase. There were structural changes happening in the industry and firms need to think how they are going to transform their businesses in order to survive in the future.”

Although the industry has known Pershing for its clearing, settlement and custody services since its inception in 1939, the company has expanded its offering to include technology, product delivery and ancillary services, such as equities, foreign exchange and fixed income trade executions. Says La Salla, "We view ourselves as a holistic provider of services that partners with clients to grow their business."

According to La Salla, of the hundreds of millions of dollars that Pershing invests in technology annually, US$200 million goes to developing front-end capabilities, such as its browser-based Nexus Complete platform that provides UK financial advisors with portfolio management capabilities and access to client accounts.

"In the US and UK, we are delivering a sophisticated technology platform providing a compelling alternative to self-clearing for investment banks and institutional brokers," says La Salla.

According to Scott Coey, head of institutional relationship management at Pershing, greater regulatory overheads may in some cases demand a reappraisal of business models for brokers both in Europe and in the US. "The increase in compliance costs for high-frequency trading firms being regulated under MiFID II for the first time could be so high as to prompt a period of consolidation,” he says.Scott Coey, Pershing

In Europe, new regulations under MiFID II will include annual disclosures of information on trading strategies and algorithms used. New risk controls will also be imposed and extra of surveillance costs introduced as regulators attempt to deter market abuse. MiFID II increases the scope of instruments that would require trade and transaction reporting; it also proposes reporting indications of interest, executed or otherwise.

"The raft of existing and upcoming regulation is a seminal event for ourselves and the industry," says La Salla. "Clients need to decide whether they want to continue in-house or use products and services to which they did not have access before."

On the institutional side, Pershing's offerings go beyond just being the end-point of the sell-side's trade lifecycle. Clients can store their books and records in the company's Nexus platform, but they can also connect to the various markets using Pershing's direct market access offering.

"Everything from the order management system onward can be handled with Pershing pipes, technology, experience and support," says La Salla. "They can do away with clearing of their own books and outsource their middle office.

Pershing goes beyond providing just technology to its clients, such as offering financing and securities lending services so that clients can leverage their existing assets.

Brokers can take advantage of the variety of instruments that can be traded on the Pershing platform, such as money market funds, says La Salla. This allows advisors to offer new products to clients who maybe sitting on their cash rather than having those clients transfer their assets and losing access to those assets, he adds.

While Pershing has been busy growing its offerings, it also has been busy moving into new markets.

Since launching presences in a number of new markets over the past few years, Pershing now services over 1,500 financial institutions globally, 800 of whom are based in the US and the rest in 40 other nations.

"We provide clearing, custody and execution in 60 markets globally," says La Salla.

Pershing's most recent acquisition was Penson's Australian clearing business, which Pershing purchased in November 2011. The new business has become the firm's third global processing center, behind the existing US-based Pershing LLC and UK-based subsidiary Pershing Ltd. processing centers.

Prior to the Australian deal, Pershing also launched a registered broker-dealer business in Canada in 2011 and one in Singapore a year earlier.

La Salla is optimistic for 2012 saying that Pershing does not plan to stop looking of other opportunities in the near term. "Over the past several months, Pershing is reinvigorating its international expansion strategy," he adds.

Rob Daly